Toonie Newsletter
ArchiveTopAbout
By including the right things in your personal balance sheet, you'll be better able to budget your savings and spending.
Josh Ginter
22 hr ago
When using a budget in tandem with a personal net worth statement, you can unlock a new level of power in your annual financial plan.
Josh Ginter
Jan 8
It has been an incredible year. 2021 is just around the corner.
Josh Ginter
Dec 25, 2020
Before you know it, you'll have saved an extra mortgage payment or two. Or have enough to splurge on a hot vacation in the winter.
Josh Ginter
Dec 11, 2020
By paying yourself and driving that used car just a little longer, you'll have enough to pay cash for that new vehicle.
Josh Ginter
Dec 4, 2020
An automated payment and transfer schedule has cut our interest cost down significantly in the long-term.
Josh Ginter
Nov 27, 2020
Pay tax now or pay tax later? It’s all up to you and how you earn income.
Josh Ginter
Nov 20, 2020
Though that final mortgage payment is something to be proud of, you should probably walk right back into the bank and look for another mortgage once yo…
Josh Ginter
Nov 13, 2020
Even if your beneficiaries don’t attend post-secondary, the RESP is still one of the best investment tools available to Canadians.
Josh Ginter
Nov 6, 2020
Both pensions and RRSPs are great savings tools, but only one bends directly to your will.
Josh Ginter
Oct 30, 2020
If your parents own their home, what’s theirs is also (sort of) yours.
Josh Ginter
Oct 23, 2020
Using a little tech and a simple savings plan, you can build a no cost, 100% controlled, and completely balanced portfolio of your own.
Josh Ginter
Oct 16, 2020
© 2021 Josh Ginter. See privacy, terms and information collection notice
Publish on Substack