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Do You Have Everything to File Your Taxes?
The list of required documents to file your tax return seems to get longer and longer each year.
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Josh Ginter
How I Use a Line of Credit to Unlock Deferred Income
It’s Friday friends!
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Josh Ginter
Understanding the Difference Between Deferred and Current Income
Having a combination of deferred and current income is healthy, but you can only live to your current income.
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Josh Ginter
Yes, You Can Save Too Much Money
Though you need to save a good chunk each month to retire one day, I think most people can achieve the savings target. And then some.
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Josh Ginter

January 2021

You Don't Need 6,500% Returns on GameStop to Reach Your Goals
I genuinely recommend staying away from the short-squeeze circus on GameStop.
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Josh Ginter
How I Budget to Meet My Personal Net Worth Goals
By including all your incomes and understanding how to trim your expenses in the right spots, you can quickly meet your personal net worth goals each…
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Josh Ginter
What I Include in My Personal Net Worth
By including the right things in your personal balance sheet, you'll be better able to budget your savings and spending.
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Josh Ginter
The Two Pieces of My Annual Financial Plan
When using a budget in tandem with a personal net worth statement, you can unlock a new level of power in your annual financial plan.
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Josh Ginter

December 2020

A Merry Christmas Letter
It has been an incredible year. 2021 is just around the corner.
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Josh Ginter
Cutting Back Just a Few Subscriptions Can Save You a Bunch of Money Each Year
Before you know it, you'll have saved an extra mortgage payment or two. Or have enough to splurge on a hot vacation in the winter.
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Josh Ginter
How to Normalize Vehicle Payments and Have Enough to Pay Cash for a Vehicle
By paying yourself and driving that used car just a little longer, you'll have enough to pay cash for that new vehicle.
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Josh Ginter

November 2020

© 2025 Josh Ginter
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